Social Security Disability FAQ
When a physical or mental disability prevents you from working, you may qualify for Social Security Disability (SSD) benefits. Navigating the process to receive benefits can be complex and confusing. The assistance of an experienced lawyer can help guide you through this process.
At the law firm of James Michael Gallagher, Attorney at Law, we have more than 35 years of experience helping the people of Minnesota. In that time, we have been asked numerous SSD-related questions. Below are some the questions we frequently encounter. It is important to remember that no two situations are the same, and nothing can replace the personalized advice you can receive from a lawyer. To schedule a free initial consultation, call our law office in Bloomington at 612-503-9663.
How much will I receive from SSD? There are a number of different factors that are taken into account when considering the amount of benefits you will receive from SSD. Your age, how much you have paid into Social Security as part of your work history, how long you worked and how recently you worked will all be used in making a decision.
What is the difference between Social Security Disability and Supplemental Security Income (SSI)? SSD is similar to an insurance policy. You pay into the system as an employee and the system will pay out based on your work history. SSI differs in that benefits are based on your financial need, not your work history. SSI may be available to people who are disabled or who are 65 or older and have limited incomes. We can let you know which option is right for your situation.
I expect to recover from my injury. Can I collect SSD until then? No. SSD benefits are granted based on your disability permanently preventing you from working. If you were injured at work, you may qualify for other benefits, such as workers’ compensation, until you are fit to return to your job.
I want to try returning to work. Will I lose my SSD benefits? Maybe. SSD benefits are only meant for people who are unable to work. However, it is possible to work for a trial period while still collecting SSD benefits. If work proves too difficult, you can continue to collect SSD. Certain procedures need to be followed if you are considering a trial period and the help of skilled legal counsel is essential.